双语阅读：为什么有才华的穷人这么多

I am constantly shocked at how little talented people earn. I heard the other day that less than 5 percent of Americans earn more than 100,000 a year. 我常常吃惊，为什么有才华的人却只有微薄的收入。前几天我听人说，只有不到5％的美国人年收入在10万美元以上。 A business consultant who specializes in the medical trade was telling me how many doctors, dentists and chiropractors struggle financially. All this time, I thought that when they graduated, the dollars would pour in. It was this business consultant who gave me the phrase, They are one skill away from great wealth. What this phrase means is that most people need only to learn and master one more skill and their income would jump exponentially. 一位精通药品贸易的商务顾问曾经告诉我，有许多医生、牙医和按摩师生活拮据。以前我总以为他们一毕业，财源便会滚滚而来。这位商务顾问告诉了我一句话：“离发大财，他们还差一项技能。”这句话的意思是说，大部分人还需多学习并掌握一项技能，他们的收入才能呈指数倍增长。 I have mentioned before that financial intelligence is a synergy of accounting, investing, marketing and law. Combine those four technical skills and making money with money is easier. When it comes to money, the only skill most people know is to work hard. 以前我提到过，财商是会计、投资、市场营销和法律方面的能力综合。将上述四种专业技能结合起来，以钱生钱就会更容易。说到钱，大部分人所知的唯一技能就是拼命工作。 When I graduated from the U.S. Merch

I am constantly shocked at how little talented people earn. I heard the other day that less than 5 percent of Americans earn more than 100,000 a year.

贸易。因此，在做学生时，我跑过货运、为前往远东及南太平洋的大型货轮、油轮和客轮导航。当我的大部分同班同学，包括迈克，在他们的联谊会会堂举办晚会的时候，我正在日本、泰国、新加坡、中国香港、越南、韩国和菲律宾学习贸易、人际关系和文化。我也参加晚会，但不去任何联谊会，我迅速地成熟起来了。 There is an old cliché that goes, Job is an acronym for Just Over Broke. And unfortunately, I would say that the saying applies to millions of people. Because school does not think financial intelligence is intelligence, most workers live within their means. They work and they pay the bills. 常言道，“工作（job）就是‘比破产强一点’的缩写”。然而不幸的是，这句话确实适用于千百万人，因为学校没有把财商看作是一种才智，大部分工人都“量入为出”：干活挣钱，支付账单。 Instead I recommend to young people to seek work for what they will learn, more than what they will earn. Look down the road at what skills they want to acquire before choosing a specific profession and before getting trapped in the Rat Race. Once people are trapped in the lifelong process of bill paying, they become like those little hamsters running around in those little metal wheels.Their little furry legs are spinning furiously, the wheel is turning furiously, but come tomorrow morning, theyll still be in the same cage: great job. 相反，我劝告年轻人在寻找工作时要看看能从中学到什么，而不是只看能挣到多少。在选择某种特定职业之前或是陷入 “老鼠赛跑（激烈的竞争）”之前，要好好掂量自己到底需要获得什么我常常吃惊，为什么有才华的人却只有微薄的收入。前几天我听人说，只有不到5％的美国人年收入在10万美元以上。 贸易。因此，在做学生时，我跑过货运、为前往远东及南太平洋的大型货轮、油轮和客轮导航。当我的大部分同班同学，包括迈克，在他们的联谊会会堂举办晚会的时候，我正在日本、泰国、新加坡、中国香港、越南、韩国和菲律宾学习贸易、人际关系和文化。我也参加晚会，但不去任何联谊会，我迅速地成熟起来了。 There is an old cliché that goes, Job is an acronym for Just Over Broke. And unfortunately, I would say that the saying applies to millions of people. Because school does not think financial intelligence is intelligence, most workers live within their means. They work and they pay the bills. 常言道，“工作（job）就是‘比破产强一点’的缩写”。然而不幸的是，这句话确实适用于千百万人，因为学校没有把财商看作是一种才智，大部分工人都“量入为出”：干活挣钱，支付账单。 Instead I recommend to young people to seek work for what they will learn, more than what they will earn. Look down the road at what skills they want to acquire before choosing a specific profession and before getting trapped in the Rat Race. Once people are trapped in the lifelong process of bill paying, they become like those little hamsters running around in those little metal wheels.Their little furry legs are spinning furiously, the wheel is turning furiously, but come tomorrow morning, theyll still be in the same cage: great job. 相反，我劝告年轻人在寻找工作时要看看能从中学到什么，而不是只看能挣到多少。在选择某种特定职业之前或是陷入 “老鼠赛跑（激烈的竞争）”之前，要好好掂量自己到底需要获得什么

I am constantly shocked at how little talented people earn. I heard the other day that less than 5 percent of Americans earn more than 100,000 a year. 我常常吃惊，为什么有才华的人却只有微薄的收入。前几天我听人说，只有不到5％的美国人年收入在10万美元以上。 A business consultant who specializes in the medical trade was telling me how many doctors, dentists and chiropractors struggle financially. All this time, I thought that when they graduated, the dollars would pour in. It was this business consultant who gave me the phrase, They are one skill away from great wealth. What this phrase means is that most people need only to learn and master one more skill and their income would jump exponentially. 一位精通药品贸易的商务顾问曾经告诉我，有许多医生、牙医和按摩师生活拮据。以前我总以为他们一毕业，财源便会滚滚而来。这位商务顾问告诉了我一句话：“离发大财，他们还差一项技能。”这句话的意思是说，大部分人还需多学习并掌握一项技能，他们的收入才能呈指数倍增长。 I have mentioned before that financial intelligence is a synergy of accounting, investing, marketing and law. Combine those four technical skills and making money with money is easier. When it comes to money, the only skill most people know is to work hard. 以前我提到过，财商是会计、投资、市场营销和法律方面的能力综合。将上述四种专业技能结合起来，以钱生钱就会更容易。说到钱，大部分人所知的唯一技能就是拼命工作。 When I graduated from the U.S. MerchA business consultant who specializes in the medical trade was telling me how many doctors, dentists and chiropractors struggle financially. All this time, I thought that when they graduated, the dollars would pour in. It was this business consultant who gave me the phrase, "They are one skill away from great wealth." What this phrase means is that most people need only to learn and master one more skill and their income would jump exponentially.

一位精通药品贸易的商务顾问曾经告诉我，有许多医生、牙医和按摩师生活拮据。以前我总以为他们一毕业，财源便会滚滚而来。这位商务顾问告诉了我一句话：“离发大财，他们还差一项技能。”这句话的意思是说，大部分人还需多学习并掌握一项技能，他们的收入才能呈指数倍增长。

I am constantly shocked at how little talented people earn. I heard the other day that less than 5 percent of Americans earn more than 100,000 a year. 我常常吃惊，为什么有才华的人却只有微薄的收入。前几天我听人说，只有不到5％的美国人年收入在10万美元以上。 A business consultant who specializes in the medical trade was telling me how many doctors, dentists and chiropractors struggle financially. All this time, I thought that when they graduated, the dollars would pour in. It was this business consultant who gave me the phrase, They are one skill away from great wealth. What this phrase means is that most people need only to learn and master one more skill and their income would jump exponentially. 一位精通药品贸易的商务顾问曾经告诉我，有许多医生、牙医和按摩师生活拮据。以前我总以为他们一毕业，财源便会滚滚而来。这位商务顾问告诉了我一句话：“离发大财，他们还差一项技能。”这句话的意思是说，大部分人还需多学习并掌握一项技能，他们的收入才能呈指数倍增长。 I have mentioned before that financial intelligence is a synergy of accounting, investing, marketing and law. Combine those four technical skills and making money with money is easier. When it comes to money, the only skill most people know is to work hard. 以前我提到过，财商是会计、投资、市场营销和法律方面的能力综合。将上述四种专业技能结合起来，以钱生钱就会更容易。说到钱，大部分人所知的唯一技能就是拼命工作。 When I graduated from the U.S. Merch

I am constantly shocked at how little talented people earn. I heard the other day that less than 5 percent of Americans earn more than 100,000 a year. 我常常吃惊，为什么有才华的人却只有微薄的收入。前几天我听人说，只有不到5％的美国人年收入在10万美元以上。 A business consultant who specializes in the medical trade was telling me how many doctors, dentists and chiropractors struggle financially. All this time, I thought that when they graduated, the dollars would pour in. It was this business consultant who gave me the phrase, They are one skill away from great wealth. What this phrase means is that most people need only to learn and master one more skill and their income would jump exponentially. 一位精通药品贸易的商务顾问曾经告诉我，有许多医生、牙医和按摩师生活拮据。以前我总以为他们一毕业，财源便会滚滚而来。这位商务顾问告诉了我一句话：“离发大财，他们还差一项技能。”这句话的意思是说，大部分人还需多学习并掌握一项技能，他们的收入才能呈指数倍增长。 I have mentioned before that financial intelligence is a synergy of accounting, investing, marketing and law. Combine those four technical skills and making money with money is easier. When it comes to money, the only skill most people know is to work hard. 以前我提到过，财商是会计、投资、市场营销和法律方面的能力综合。将上述四种专业技能结合起来，以钱生钱就会更容易。说到钱，大部分人所知的唯一技能就是拼命工作。 When I graduated from the U.S. MerchI have mentioned before that financial intelligence is a synergy of accounting, investing, marketing and law. Combine those four technical skills and making money with money is easier. When it comes to money, the only skill most people know is to work hard.

以前我提到过，财商是会计、投资、市场营销和法律方面的能力综合。将上述四种专业技能结合起来，以钱生钱就会更容易。说到钱，大部分人所知的唯一技能就是拼命工作。

I am constantly shocked at how little talented people earn. I heard the other day that less than 5 percent of Americans earn more than 100,000 a year. 我常常吃惊，为什么有才华的人却只有微薄的收入。前几天我听人说，只有不到5％的美国人年收入在10万美元以上。 A business consultant who specializes in the medical trade was telling me how many doctors, dentists and chiropractors struggle financially. All this time, I thought that when they graduated, the dollars would pour in. It was this business consultant who gave me the phrase, They are one skill away from great wealth. What this phrase means is that most people need only to learn and master one more skill and their income would jump exponentially. 一位精通药品贸易的商务顾问曾经告诉我，有许多医生、牙医和按摩师生活拮据。以前我总以为他们一毕业，财源便会滚滚而来。这位商务顾问告诉了我一句话：“离发大财，他们还差一项技能。”这句话的意思是说，大部分人还需多学习并掌握一项技能，他们的收入才能呈指数倍增长。 I have mentioned before that financial intelligence is a synergy of accounting, investing, marketing and law. Combine those four technical skills and making money with money is easier. When it comes to money, the only skill most people know is to work hard. 以前我提到过，财商是会计、投资、市场营销和法律方面的能力综合。将上述四种专业技能结合起来，以钱生钱就会更容易。说到钱，大部分人所知的唯一技能就是拼命工作。