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Discussion on legal responsibilities of abnormal ATM(Automatic Transaction Machine) transactions.

<Abstract>

With the development of modern banking industries, disputes on abnormal ATM transactions are occuring quite frequently, but legislation in the relevant law does not clearly stipulate the responsibility of abnormal ATM transactions, and that most of provisions are biased aginst the customers. Based on the nature of disputes, this article clasifies them as different categories, and analyses the legal responsibilities of the banks and the customers. Based on existing legislation, put forward legislative proposals, hopefully they will help solve the disputes, and promote healthy development of the banking industry.

<Key words>

Abnormal ATM transactions, categories, Bank customers, legal responsibilities, existing legislation, legislative proposal